BCR ACASĂ

Don't postpone your dream house anymore

  • The granting of new loans to individuals is suspended from 30.11.2024.

Advantages

  • Free evaluation of the real estate throughout the loan period
  • Free insurance of the real estate throughout the loan period
  • Extended lending term
  • Carrying out capital repairs to housing
  • Ease of administration by viewing the payment schedule in 24 Banking
  • Loan is not subject to exchange rate risk

Characteristics

  • Maximum loan amount - 2,500,000 lei
  • Maximum loan period - 25 years
  • Floating Interest rate:
    Salary on BCR Chisinau card - 7.5% annualy
    Other cases - 8% annualy
  • DAE:
    Salary on BCR Chisinau card: 7,7% annualy
    Other cases : 8.3% annualy
  • Minimum own contribution - 20%
  • Securing the loan by real estate guarantees
  • Repaying the loan, also involves responsibilities


Example for a loan of 500,000 with a term of 15 years. Granting fee 0%, management fee 0% monthly. Monthly rate 4635.06 MDL, total payable amount 834 311.12MDL

Costs and useful documents

Contact any BCR Chisinau branch for the complete list of documents required for obtaining a loan, according to your loan goal.

Frequently asked questions

Check out the most frequent questions

You might also be interested in

Divers BCR

Overdraft on wage card

Payment cards

24 Banking