BCR DIVERS
Realize any of your aspirations - from a vacation to a car.
-
The granting of new loans to individuals is suspended from 30.11.2024.
Advantages
- Wide use - consumer needs with different destinations
- Free consultation and establishing a repayment schedule based on your ability to pay
Calculate credit rate
Credit calculatorCharacteristics
Secured loan
- Maximum loan amount - 500,000 MDL
- Maximum financing term - 5 years
- Effective annual interest rate (EAR) - 9.93% annualy
- Interest floating rate - 9.5% annualy
- Minimum own contribution - 25%
- Securing the loan by real estate or car
Example for a loan worth MDL 500,000 for a term of 60 months, under the conditions of a guaranteed loan. Grant commission - 0%, Monthly rate - 10 500.93 MDL, total payable amount 630 055.84 MDL.
Unsecured loan
- Maximum loan amount - 200,000 MDL
- Maximum financing term - 3 years
- Effective annual interest rate (EAR) - 10.48% annualy
- Interest floating rate - 10% annualy
- Repaying the loan, also involves responsibilities
Example for a loan worth MDL 100,000 for a term of 24 months, under the conditions of an unsecured loan. Grant commission - 0%, Monthly installment - 4 614.49 MDL, total payable amount 110 747.82 MDL.
Costs and useful documents
| DOCX (51 KB) | |
| PDF (189 KB) | |
| PDF (204 KB) | |
| XLS (172 KB) | |
| PDF (994 KB) |
In any BCR Chisinau branch, request a complete list of documents required for obtaining a loan depending on its destination.
Frequently Asked Questions
Check out the most frequent questions