Advantages
- Real estate investment or consumer needs
- Get access to a long-term credit limit
- The mortgage is only established when the limit is approved, avoiding mortgage-related expenses for subsequent loan projects
- Free insurance and evaluation of real estate
- Simplified analysis and approval of loans requested within the limit
- Ease of administration by viewing the payment schedule in 24 Banking
- Loan is not subject to exchange rate risk
Calculate credit rate
Credit calculatorCharacteristics
- Credit limit amount: minimum 100.000 MDL, maximum 3.000.000 MDL
- Maximum loan amount:
- for real estate investments: 2,500,000 MDL
- for consumer needs: 500,0000 MDL
Term:
- maximum limit term: 300 months
- for real estate investments: minimum 12 months/maximum 300 months (without exceeding the limit term)
- for consumer needs: minimum 6 months/maximum 60 months
- Securing credit with real estate guarantees
- Repayment of credit also involves responsibilities
Costs and useful documents
PDF (189 KB) | |
PDF (204 KB) | |
XLS (172 KB) | |
PDF (994 KB) |
In any BCR Chișinău branch, request a complete list of documents required for obtaining a loan depending on its destination.